They say credit cards can be wonderful things. You can establish your credit, catch up on bills, or even take that vacation you always wanted. All of that comes with a HUGE caveat though……you still have to pay for it.
Granted, for most, this is no problem, but…..heaven help you if your income ever has an issue, because no matter what, they still want to be paid. Yes, they are entitled to it, but hey will take every step to get it possible.
For me, I’m getting back on track – of course having papers served on you tends to prompt this more, but……once I get over this hurdle, I am making a pledge that I am NEVER getting another bloody credit card again. If I can’t afford it, or save up for it, then I’m going to just do my best without it. Now I know why we are a debtor nation…..look at how many people rely on plastic promissory notes!
It’s a hard lesson to follow, but I think people will have easier lives if they just live within their means.